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If you are interested, this is a brief discussion about general Home Services which may be needed by any home owner.

                     SERVICES - AN INTRODUCTION  

Southwest Florida  is not a  huge area  but does have  plenty of home services. Florida is a state that licenses almost every consummer service.  And the requirements  for licensure  are very difficult  compared to other states. Deane has taken  the Pharmacist exam  in many states and Florida was  by far the most difficult. Chris has  taken the Real Estate exam  in many states  and Florida was  by far the most difficult. Despite this you must be cautious when selecting a service provider. Chris will provide you some opinion and information to help you.

 

               SERVICES - BEFORE YOU MOVE

These are the  services you will  need to hire,  as part of the actual purchase of your home. You will also need a lender and various insurances which are discussed elsewhere.

Appraisal Services. The lender wants to make sure the value of the home is similar to the purchase price. An appraisal is an unbiased calculation of the  expected price for a home.  This is done by a licensed real estate appraiser. It usually involves an inspection of the home to determine the condition, the features, and location.  They will use the  sales comparison approach to value, using homes  which are comparable  to your home. The sales prices of these properties are used as a basis to place a value on your home. A written report is made of the findings.

Closing Services. This will be done by a title company or an attorney. It is a very complex and detailed process, requiring much preperation  that ensures every  aspect of  the closing transaction is completed and that the home title passes from the seller to the buyer.

Moving Services.  You will  move to your  newly purchased home in one of three ways.

  • Least expensive is do your own packing / unpacking and then rent a truck and make your own move.
  • A popular way is do your own packing / unpacking and then hire a moving company to make your move.
  • The most expensive is hire a moving company to do the packing and unpacking and to make the move.
  • Deane and Chris have used all three types. Chris got injured most in type one; and we had the most breakage in type three.

Surveying Services. The lender and title insurance company want to make sure the home is properly situated on the lot and to mark off the boundaries of the lot. A surveyor will visit your home and work around the yard to make all measurements that are needed to  produce the written  report and  drawing for the survey. It will show the location of the home, fence, swimming pool, driveways, etc.        

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