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INSURANCE-home center
Please, look over the materials below, discussing important home insurance information.
Thanks Much. CHRIS HARKER. YOU CAN'T MISS
REALTOR. PREMIERE PLUS Realty WITH CHRIS
Naples and Ft Myers Florida Call him today! OK?
CHRIS's communiqué Florida Gov site compares insurance
CHRIS's communiqué Florida Com site compares insurance
DOES TYPE of HOME MATTER
Not really. Whether your home is a detached house or a condo or a townhouse, you need to be protected by some insurance. The condo association has a master insurance policy that covers the outside of the building structure, to include the roof and exterior walls. But this master policy does not insure the inside of your unit or your personal property such as furniture and clothes.
WHAT is COVERED by INSURANCE
Dwelling Coverage. Insures your home from damage by fire, wind, tornadoes and more. Will not cover floods and hurricanes. (these will need special coverage)
Other Structures Coverage. Things not attached to your main home like a garage or shed.
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Personal Property Coverage. Your personal property such as the furniture and clothes.
Personal Liability Coverage. Any lawsuits or medical expenses for bodily injury or property damage to others.
Loss of Use Coverage. Any temporary housing expense while you repair or rebuild your home damaged during loss.
DEDUCTIBLES and Coverage. The deductibles have been going up nationwide and this is true in Florida. Our deductible was $2500 and after the four storms of 2004 it went to $5500.
CHRIS's communiqué Florida site helps you be STORM ready
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